Creative Designs and Unique Stones

Natural Settings has been making and selling wholesale and retail weathered wood home & garden decor and pet apparel for over 12 years. I have also been making wedding accessories for over 22 years.

Natural Gem Designs are unique jewelry creations using natural gemstones found around the world.

* I take a lot of time searching the world to bring my customers the best quality and lowest price gemstones possible. *

I will be introducing new designs and supplies each week.

I am just an email away on any suggestions that you many have for a new product or changing an existing one that is listed on Etsy so don't hesitate to ask any questions that you may have.

***Buy more and save on shipping on your second item. Get a bigger savings after the 6th item purchased in the bead and pendant section receive a 5% discount on your total shipping cost. ***

Custom Wedding Floral Designs Welcome

Click here to Visit My Etsy Store

Natural Gemstone Beads & Pendants, Jewelry Supplies, Wedding Accessories, Home & Garden Decor, Pet Apparel and Dried Floral Supplies

Natural Gemstones found around the World

Shop Handmade

Check out more of my designs and supplies on

Quality Items At Affordable Prices


Thursday, March 25, 2010

Important Information You Should Know About Facebook

More and more people are trying to still someone's identity instead of going out to make a honest living that there are a few things you should know when you sent up your Facebook account. Never put your birthdates and if you do don't use your correct one also don't put what state you are from. For example: If you are from New York just put down I was born and raised in a beautiful northern state. Hackers can use your birthdates and your state to get your social security number. The first three digits of your social security number is the state where you were born. Hackers don't need much to turn your world upside down and cause you years of problems.

Wednesday, March 24, 2010

Newspaper Coupons

Newspapers just keep going up and up so are they worth buying? Yes, the best time to get more for your money out of your newspaper is the first Sunday of the month. That is when you will find more coupons for groceries, cosmetics, restaurants and more. The only time that this may not fall true is when major holidays fall around the first part of the month.

Knock Down Your Mortgage Note

Order an amuration schedule from your mortgage company. Pay your regularly monthly payment and then drop down to the next month and pay only the principal amount. Continue to do this and your home will be paid off in half the time.

Do you have money coming back from income tax? Could you be one of the luck ones that puts the refund check in the bank just to draw interest? No, No, No, pay it on your mortgage. This may cut several months off your note by applying it to the principal.

If you have an automobile payment or some other bill that you have with interest make sure you apply your extra money on that bill before you pay on your mortgage because you might be able to itemize on your income tax and write off your mortgage interest.

These steps have helped me out. I bought my first house when I was 20 years old. I didn't make much money as a single young female but I applied these techniques and had my first house paid in 7 years.

M. Chapman

Wednesday, March 17, 2010

Vanguard Mutual Funds

I have been very impressed with Vanguard Mutual Funds. I purchased VGSTX and VWIGX both are making a very nice profit in a very short amount of time. Check out ETF's on Ameritrade. The cost of a trade for an ETF is the same as buying and selling a regular stock.

Handmade Gemstone Rosaries

I have been asked to make custom rosaries for a Christian book store in Texas. I will soon be selling them on Etsy. My rosaries will be very unique with natural gemstones or bone. I am hoping to get them up for sale by the first week of April.

Friday, March 12, 2010

Frontline Plus Flea & Tick Pet Medicine

I have been using Frontline Plus for over nine years and I have discovered that you can really get your moneys worth out of this product. Vets recommend a monthly treatment, but I don't treat my dogs every month but every three months. All of my pets are outside 75% of the time. I have one dog that is 55 lbs, and two that are 15 lbs each. I buy the treatment for an 80 lb dog and split up the dosage. I tried stretching the flea and tick meds to 3 1/2 months but 3 months was the limit. I am very impressed that I can get so many months out of one tube, this really saves a lot of money. I buy the 3 pack 80 lb tubes for three dogs and that will last 9 months. I have told several other people about the monthly treatment lasting three months and they couldn't believe it until they tried it. GREAT PRODUCT!

Thursday, March 4, 2010

Today Was The Day To MOVE THAT BUS!

I got to spend four hours watching Hollywood make take, after take, after take in Mineola, Tx at the Extreme Make Over Home Edition. Hundreds of East Texan's got to welcome home the Carr family as they got to see their new home, furniture, car and toys.

Comedian Bill Engvail, and the Home Edition team Johnny Littlefield, Paige Hemmis, Ty Pennington and the Aussie were all there to great everyone.


Chicks waiting to be adopted.

Colorful Easter Chicks

Colorful Easter Chicks

The Carr Family

The Carr Family
Extreme Home Make Over

Extreme Home Make Over Home

Extreme Home Make Over Home
Carr Family Home In East Texas

Ty Pennington

Ty Pennington
Extreme Home Make over

Bill Engvall

Bill Engvall

Johnny Littlefield, Paige Hemmis and the Aussie

Johnny Littlefield, Paige Hemmis and the Aussie
Extreme Home Make Over Team

Cold rainy weather didn't stop the volunteers of the Extreme Make Over Team.

Cold rainy weather didn't stop the volunteers of the Extreme Make Over Team.
I enjoyed meeting new people, it was a great experience.

Mutual Fund To Check Out

I was recommended to check out Vanguard mutual funds. I am a day trader so I done some digging into there fund family. I was very impressed with the over all returns so I invested into this fund family and within 4 weeks I am already making a profit. Depending on your age and circumstances a Roth IRA is a very good way to go in the long run. Check out the Vanguard overview and it maybe a good fund for your portfolio as well.

My Precious Girls

My Precious Girls