Creative Designs and Unique Stones

Natural Settings has been making and selling wholesale and retail weathered wood home & garden decor and pet apparel for over 12 years. I have also been making wedding accessories for over 22 years.



Natural Gem Designs are unique jewelry creations using natural gemstones found around the world.




* I take a lot of time searching the world to bring my customers the best quality and lowest price gemstones possible. *


I will be introducing new designs and supplies each week.


I am just an email away on any suggestions that you many have for a new product or changing an existing one that is listed on Etsy so don't hesitate to ask any questions that you may have.


***Buy more and save on shipping on your second item. Get a bigger savings after the 6th item purchased in the bead and pendant section receive a 5% discount on your total shipping cost. ***


Custom Wedding Floral Designs Welcome


Click here to Visit My Etsy Store



mchap67@suddenlink.net


Natural Gemstone Beads & Pendants, Jewelry Supplies, Wedding Accessories, Home & Garden Decor, Pet Apparel and Dried Floral Supplies


Natural Gemstones found around the World

Shop Handmade

Check out more of my designs and supplies on ShopHandmade.com



http://www.shophandmade.com/Store/Naturaldesigns



Quality Items At Affordable Prices

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Wednesday, March 24, 2010

Knock Down Your Mortgage Note

Order an amuration schedule from your mortgage company. Pay your regularly monthly payment and then drop down to the next month and pay only the principal amount. Continue to do this and your home will be paid off in half the time.

Do you have money coming back from income tax? Could you be one of the luck ones that puts the refund check in the bank just to draw interest? No, No, No, pay it on your mortgage. This may cut several months off your note by applying it to the principal.

If you have an automobile payment or some other bill that you have with interest make sure you apply your extra money on that bill before you pay on your mortgage because you might be able to itemize on your income tax and write off your mortgage interest.

These steps have helped me out. I bought my first house when I was 20 years old. I didn't make much money as a single young female but I applied these techniques and had my first house paid in 7 years.

M. Chapman

Ducklings

Ducklings
Chicks waiting to be adopted.

Colorful Easter Chicks

Colorful Easter Chicks

The Carr Family

The Carr Family
Extreme Home Make Over

Extreme Home Make Over Home

Extreme Home Make Over Home
Carr Family Home In East Texas

Ty Pennington

Ty Pennington
Extreme Home Make over

Bill Engvall

Bill Engvall
Comedian

Johnny Littlefield, Paige Hemmis and the Aussie

Johnny Littlefield, Paige Hemmis and the Aussie
Extreme Home Make Over Team

Cold rainy weather didn't stop the volunteers of the Extreme Make Over Team.

Cold rainy weather didn't stop the volunteers of the Extreme Make Over Team.
I enjoyed meeting new people, it was a great experience.

Mutual Fund To Check Out

I was recommended to check out Vanguard mutual funds. I am a day trader so I done some digging into there fund family. I was very impressed with the over all returns so I invested into this fund family and within 4 weeks I am already making a profit. Depending on your age and circumstances a Roth IRA is a very good way to go in the long run. Check out the Vanguard overview and it maybe a good fund for your portfolio as well.





My Precious Girls

My Precious Girls